Members of the Electrical Association of Philadelphia are invited to join Utilities Employees Credit Union. There is no cost to join. UECU covers the membership fee. UECU’s unique virtual-branchless business model reduces operating expenses resulting in more funds and benefits returned to our members. UECU members enjoy low-cost loans, savings rates higher than the national average (1), member rewards (2), a unique suite of checking benefits (5), and free financial wellness resources for the entire family. The more members take advantage of UECU’s suite of products and services, the greater the profits returned to our members. UECU’s cooperative, cost-efficient business models has helped us maintain a strong fiscal position – ranking UECU as a 5-Star “Superior” Credit Union by BauerFinancial for over 30 years.

Earn Savings Rates Consistently Higher than the National Average (1)

UECU deposits the first $5
when you open your new membership account
to help you get started. For a complete listing of all UECU's deposit products, click here.

Access Your Cash,
Anytime, Anywhere

Get up to $12/mo in ATM
surcharge rebates (3)

Enjoy Extra Member Perks 

High interest Checking with
BaZing Benefits and Rewards (2)

Learn more here.

Earn VantagePoints™ (4)

Redeem your points for rewards
like cash back, gift cards, and

Your UECU Financial Benefit Includes (5):

No Annual Fee Visa® Credit Card
First-time Home Buyer Program, Fixed Rate Mortgages, Adjustable Rate Mortgages, and Refinance Loans (certain geographical restrictions apply; contact a representative for details)
Private Student Loans (Undergraduate and Refinance/Consolidation Loans)
Special Car-buying Service, powered by TrueCar


Have Questions? Need Help?
Contact Paula Simmons
National Account Representative
Email: [email protected]

(1) For UECU’s current rates, visit (2) Checking account eligibility requirements are in place. Members may not be eligible to open a checking account. See credit union for details. For complete VantagePoints™ rules, visit For complete BaZing Benefit details, visit (3) Rewards Checking PLUS Account holders earn up to $12 in monthly ATM surcharge rebates. ATM surcharge rebate varies per checking account. (4) Points earned on Advantages Visa® Debit Card™ purchases. ATM cash transactions or cash advance transactions are not eligible to earn points. Points are earned net of credits. Merchant gift card and gift card availability subject to change. (5) All benefits are subject to credit review. Not all applicants will qualify for approval.
*Upon opening a new UECU account and a Visa® Power Card™ or a UECU Checking Account within 30 days of becoming a member, you receive 3,000 VantagePoints™, which can be redeemed for a $25 Gift Card. All Visa Power Card™ and Checking Account applicants are subject to UECU’s approval process. This promotion can be terminated at any time. This credit union is federally insured by the National Credit Union Administration.